［ニューヨーク１０日ロイター］調査会社イプソスがまとめた世論調査の結果によると、現在の世界は２００７年よりも幸せあふれる場所になった。調査は、２４カ国の１万８０００人以上を対象に実施。４分の３以上が幸...
インターネットオークションは、インターネットを利用した電子商取引で、インターネットを介して競売（オークション）を行うこと。ネットオークションと略称されることもある。
なお、インターネットに限らずコンピュータネットワークを通信媒体として利用したオークションをオンラインオークションと呼ぶ。
1990年代以降、インターネットを通信媒体として利用したネットオークションサイトが登場し、一般の人でも手軽に出品や入札ができるようになった。ネットオークションはインターネット環境の整った国で一般に利用されており、国際取引も増加している。特にアメリカ・イギリス・オーストラリア等の英語圏や中国・台湾・シンガポール等の中国語圏での国際取引が活発であり、国際宅配業者を利用したネットオークション取引が盛んに行われている。
だが、アメリカはAmazon.comに代表される企業 - 個人間の電子商取引の充実に伴い、ネットオークションは当初の勢いを失っているという。消費者は、欲しいものであれば多少の値引きと引き替えにオークションに時間を取られることよりも、固定価格で手間をかけずに素早く購入できる買い物を望むようになっている。その結果、電子商取引において、ネットオークションよりも固定価格による商品販売の方が、売上が伸びている[1]。
日本ではYahoo!オークション（運営：ヤフージャパン 1999年9月サービス開始）が最大手のサイトとなっており、他に楽天やビッダーズなどの検索サイトやオンラインショッピングサイトが独自のサービスを展開、利用者を集めている。ネットオークションサイト世界最大規模のeBay（イーベイ）も2001年に日本へ進出したが、先行していたYahoo!オークションに太刀打ちできず、不振で翌2002年3月で日本から撤退した。その後、eBayは2007年12月にYahoo!オークションと提携を行った。
近年ではKDDIがauオークションを提供し、NTTドコモもオークション事業に進出するなど、携帯電話によるオークションも活発化している。ただ、携帯電話用オークション最大手のスーパーガールズオークション（略称ガルオク。株式会社ガールズオークションが運営）で「出品されているルイ・ヴィトンの9割以上に偽造品の可能性[2]」との指摘があるなど、ヤフーや楽天といった従来の企業に比べ運営者の管理が甘いといった問題への指摘がある[2]。
Yahoo!オークションは利用者が多く、平均して942万件（2006年3月現在）にのぼる物品が出品されている[3]。2002年には出品手数料及び落札手数料が導入され、2006年には出品手数料が3%から5%に引き上げられたが、それでもなお利用者は大幅には減っていない。
以前までは商売を創めようとするときには会社を設立(法人形態)をとらなければいけませんでした。
登記をするときにも登記の手続きにも大変な額のお金と労力がかかりました。
会社を設立していざ商売を始めるにも店舗、従業員を雇ったり、問屋との契約料、
また資金となる国民生活金融公庫などからの借り入れなどさまざまな苦労がありました。
また、販売する商品の種類も限られており、古本を売る場合、お酒を売る場合、薬を売る場合、
チケットを売る場合にはと様々な免許がいりました。
しかし、インターネットが普及した現在は家に居ながら様々なことができるようになり、
ヤフーオークションによって誰でも商売が始められるようになりました。
皆さんもこの機会を活かしてください。
◆オークションショップ
簡単に言ってしまえば、安く仕入れた物を高く売るということです。
近くに問屋さんがある人は問屋さんを廻って売れそうなものを探してください。
東京にお住まいのすたであれば、横山町や蔵前、浅草橋や日本橋近辺に問屋さんがあります。
私が初めの頃によく利用させていただいたのは、蔵前にある玩具問屋の(株)三ツ星商店です。
おもちゃで有名な蔵前の中でも最大の問屋さんで、品揃えは最高です。
ここに行けば人気の玩具が定価の６５％で手にいれることができます。
１２万円するガンダムのラジコンキットをアメリカに住んでいる
日本人に落札していただいたことがあります。
どんな玩具が人気があるかなどをしっかりとチェックしておくことが大切です。
日本のアニメというのは海外でも放送されています。
海外で人気のアニメのグッズを海外のオークションに出品するというのもいいと思います。
三ツ星商店は名刺を持っていけば大丈夫です。
個人でも数を多く購入すれば、販売してくれます。
８階立てぐらいのビルで、全部の階におもちゃがあります。見ているだけでも楽しいものです。
気軽に入ることができるお店です。ファックスの注文も大丈夫です。
蔵前は玩具問屋が立ち並んでいます。
(株)三ツ星商店 郵便番号111-0051 TEL 03-3865-3578
東京都台東区蔵前1-5-7 名古屋にも支店があるそうです。
日本のゴルフクラブセットも海外で大変人気あるようなのです。日本のオークションだけでなく、
海外のオークションも活用していくのもいです。また、電化製品の問屋街がある秋葉原で
安いパソコンやデジカメを仕入れて販売するのもかなりの儲けになります。
以前インターネットショプを経営していましたが価格com(
価格比較サイトなどの商品を購入してオークションにだして販売をしても効果があるとおもいます。
価格comの商品は確実に量販店よりやすいのですから。
なぜ価格comに出店している店の商品が安いかというと、システム開発会社などがシステムを
開発するときにパソコンが必要になります。その時、発注した会社に
１００台(実際使用するのは５０台)買ってもらいます。
当然ででくる余りをリサイクルショップではなく相場の解かるこれらの店に売ることにより、
システム会社は儲かり、店も正規のルートでは考えられない安さで仕入れることができます。
量販店で他店より１円でも高い場合は値引きをすると言っているところの
チラシには正規ルートのみという注意書きがされています。
私も何度も足を運んだことがありますが、あの有名なヨドバシカメラ、ビックカメラなどの
量販店も実はこれらの店を利用している時があります。
これらの店は他店より１０００円でも高く仕入れて１０００円でも安く売るというかなりの
薄利多売の商売をしているようです。
私もかなり儲けさしていただきましたし、信頼できる店舗さんばかりでした。
価格comの店舗は信頼できると思います。
最近は中国人、韓国人の経営する店も増えてきているようです。
以前は中国人などからの盗品を扱っている店もありましたが警察の摘発にあい潰れてしまいました。
私が思う信頼できるショップはPCボンバー、イーシカレント、家電の王様などが値段が安く、
対応も早いくてよい店だと思います。
これらの店では、パソコン、MAC、デジカメ、PDA、プリンタ、が格安購入できます。
私は、知り合いがゲーム会社で働いていたので、パソコンやプリンターなどが余り、
売るところを探しているということを聞いてパソコンを売り始めました。
IT業界には数多くのシステム会社が存在し、そのシステムハウスといわれる会社が
さらに小さなシステムハウスに仕事を依頼したり、マル投げしていますので、
それらの会社にメールを出します。「新品の使用していないパソコン、
プリンターなどがあればご連絡ください。」という内容で理解してもらえます。
別に、個人だろうと法人だろうと関係ありません。
どこよりも高い値段を提示すれば売ってくれると思います。
システム開発を行っている会社は主に、東芝のDynaBookが多いと思います。
私が売ったパソコンの６割程度がDynaBookでした。
あと、コンピュータグラフィックなどのデザイン関連の会社はMacがほとんどでした。
一般的に人気のあるSONYのVAIOなどは、あまりシステム会社からは出ないと思います。
倒産品や金融物といわれる物を扱っているところもありますが、
そのような商品は最新作であることは少ないと思います。
システム会社から流れる商品は最新作がほとんどだと思います。
最初に信頼されれば評判なども広がり相手から売り込みが来るようになります。
私も最初は相場より高く買って名前などを憶えてもらいました。
ただ、どのメーカも新作を発売する時期が同じなどで、資金をしっかりと持っていないといけません。
法人にするなりして資金を確保してください。
買ったパソコンはネットで販売すればすぐに売れると思います。
ネットで売れる商品の多くがパソコン関連という統計も出ています。
私が、楽天に出店していたころは、ページに商品をアップすると、
価格comに代表されるような価格比較サイトを運営している人たち、
この人たちは、常に家電販売のサイトをチェックしています。
私も最初、楽天のトラッキングでアクセス数を調べていたとき、ある人が何時間にもわたり、
私の店舗サイトを見ているのに驚きました。
ページビュウーも一人で1,000近くページをみていたのです。
(１人平均３ページが普通)もの好きがいるなと思っていたのですが、
あとからそれらのアクセスは価格比較サイトの価格を調べている人だとわかりました。
そして、トラッキングのどのサイトから来たかという項目を調べますと、
その価格比較サイトから来ているということが分かりました。商品を集めることができるようになったら、
自分でホームページを作って、価格比較サイトに問い合わせなどをして掲載されるようにしてください。
別に綺麗なページである必要はありません。
価格comなどの有名店舗なども、綺麗と言えるものは少ないと思います。
商品名と値段と信用があれば大丈夫。ブランド品と同じく、パソコンは大変よく売れる商品だと思います。
例え、東芝のパソコンばかりで、一般によく売れるSONYのVAIOシリーズがなかなか
手に入らないと嘆いたりしてはいけません。
東芝のパソコンは一般にもよく売れます。
資金があれば、そんなに難しいことではないと思います。
あとはメールなどで宣伝をして頑張ってみてください。
余りのパソコンはどこでも出ますし、彼らは１円でも高く買ってくれる人を探しているのですから。
私はこの方法で楽天市場の価格ランキングで１位を何回も獲得することができました。
◆日本の問屋
最初に並行輸入が安く仕入れる方法と申しましたが、日本にもブランド品を
扱う問屋(現金問屋が多い)もあります。
プレミア商品などを仕入れるのは難しいかもしれませんが、
私が利用して信頼できた問屋を紹介いたします。(秋葉原卸売とアウトレットは個人も購入可能)
お店の名前はスピックと言います。
住所は〒151 東京都渋谷区千駄ヶ谷 5-28-10 電話番号は03-3353-1155です。
雑誌などでもにも掲載されたこともあります。支払いは現金のみです。
商品はショールーム・倉庫ありがあり実際に見て購入することができます。
問屋ですので、仕入れは最低でも５０万以上と考えておいてください。
次のお店は、秋葉原卸売センターです。
住所は東京都千代田区外神田4-10-6、電話番号は03-3526-9113です。
スピックとは違い少ロットからでも大丈夫です。
私も何度か利用していますが、店長と思われる人は大変親切なかたです。
商品数はあまり多くありませんが、信頼できると思います。
次の問屋さんは、パソコンやブランド品を扱っている問屋さんで、私が楽天に出店していた時、
この問屋さんには大変お世話になったという問屋さんです。
名前は、アウトレットプラザです。住所は、東京都千代田区神田和泉町1-5-6黒澤ビル 1Fです。
TELは03-5822-5041です。
パソコン関連からブランド品にいたるまで幅広い品揃えです。
価格も現金問屋と言われるなかで相当安いほうだと思います。
まだ、現金問屋というお店はありますが、
私が思うに自分で並行輸入するルートを開拓するのが一番いいと思います。
私も高価な、あらゆる分野の問屋が記載された本を購入して、
探しましたが本に記載されている問屋はあまり安いとは思いませんでした。
ブランド品を扱うところは多いので、私も新しい仕入れ先をいつも探しています。
また、問屋ではないのですが、個人のショップでは、
元スチュワーデスさんが経営しているショップは同じスチュワーデスさんが、
フライトで海外に行ったときにブランド品をたくさん買って、
その元スチュワーデスさんが経営しているお店に海外の正規店で購入した、
新作やプレミア商品を売ってお金を稼いているので、
正規店からワンクッションあるので安くはありませんが
日本で発売していない新作やプレミア商品を手にいれることができるので、
オークションでは高値で落札されます。問屋でも個人のお店でも、
それぞれ癖のようなものがありますので、しっかり店の癖を見抜いてください。
私は東京に住んでいますが、九州などは船で韓国や香港に行けるので、ブ
ランド品が安く手に入るように思います。問屋は全国にありますが、
関西では神戸が港町でファッションやブランドの最先端と言われるように、
空港や港などの貿易が盛んな場所には多くの問屋が存在しています。
横浜にもブランド品の現金問屋が多数存在しているようです。
横浜では、ブランド品だけではなく、各国の食料や雑貨なども多数輸入されているので、
多くの問屋さんがあり、迷ってしまうほどです。問屋さんを紹介している高価な本やサイトがありますが、
本当に安い問屋さんというのは、本などに載っていないように思います。
宣伝をしなくても安さと、信頼があるので経営的に新規の取引先を見つける必要がないのでしょう。
古くからの問屋さんは宣伝するようなことをしていなので自分で探すのが良いと思います。
少ロットの取引はしないという問屋でも実際に会って話をすると案外、
相談に乗ってくれるものです。
また、問屋を周るときは会社の名刺(実際に会社を経営していなくても、
嘘の名刺でも大丈夫、詳しくは調べません)を持っていきましょう。
（まぁ、高く買ってくれれば嬉しいかな。）
デヴィッド・ベッカムが、ロールス・ロイス製2ドア4シーターのコンバーチブル、"ファントム・ドロップヘッド・クーペ"をロサンゼルスの街でお披露目したのは、2008年6月のことであった。60万ドル（当時は6千数百万円）も支払ったというその見るからに立派でどデカイ車が、なんとオークションサイトeBayに出品されてしまった。
Italian Survival Guide is a down-to-earth, bare-bones introduction to Italian that aims to make a trip abroad as smooth and enjoyable as possible. This information-packed mini-course concentrates on preparing readers to travel in Italy in a limited time by focusing on what is most useful or interesting to travelers and cutting out unnecessary vocabulary and grammar. This Survival Guide helps readers communicate in the Italian language and culture. It prepares travelers for what to expect and how to deal with it, what to say and when to say it. It's like three books in one--a phrase book (so you know what to say), a grammar book (so you know how to say it), and a culture book (so you understand daily social expectations)--all focused on a traveler's needs.
I was talking to a prospective customer the other day, and he wanted to know exactly what I meant when I said that my company delivers multi-channel distributed marketing automation solutions for companies like his in regulated industries. "Just what is distributed marketing anyway?" he wanted to know.
The simplest way to explain it is to say that distributed marketing is the business model where a corporation with one or more brands sells its products and services through a network of regional or local channels. The channel might be a local branch, an independent distributor or reseller, a franchisee, or an affiliated company – or it might be some other model altogether. What distributed marketing organizations have is common is that they face an increasingly complex series of challenges that revolve around brand standards, campaign management and ownership, and time to market.
He didn't ask the question, but it seems to me that the next logical question might have been, "What's distributed multi-channel marketing automation?" The goal for corporate marketers in a distributed environment sounds simple: to drive sales and revenue, keep the brand compliant, and implement seamless, effective, relevant campaigns. Of course, it's a lot more complex than it sounds.
Traditional marketing automation solutions aren't designed to handle the challenges of a distributed marketing organization. They're designed for a direct selling environment, where there's no need for multi-branded collateral, customization and personalization for local sales, or compliance with regulations that vary from market to market and product to product, in a disconnected marketing communications chain.
In this Aug. 14, 1976, file photo Harry Dent, left, President Gerald Ford's southern strategist, checks newspaper on the podium of Kemper Arena with James A. Baker III of the President Ford Committee in Kansas City. (AP Photo/File)
The increasingly contentious Republican presidential scrum isnt without precedent, says a Texan who was up close and personal with two of the closest presidential elections recent American history.
James A. Baker III, former secretary of both Treasury and State, suggested that todays campaign dynamic closely resembles the Republican race in 1976. I see some extraordinary similarities to whats happening in this campaign and what happened . . . between Ford and Reagan in 1976, said the man who worked as a delegate counter for Ford in his race for the Republican nomination against then-California Gov. Ronald Reagan.
Ford, of course, lost to Jimmy Carter in the general election by less than 10,000 votes. Baker said he assumed it was the closest presidential election he would ever experience in his lifetime. It wasnt.
Killarney is an immortal representation of girls residence, heaven's intuition involved with Ireland. It is really an ideal spot for taking in the Ring of Kerry, Dingle and Tralee. Spend precious time with relatives and buddies through this haven on earth.
Tourism in Killarney is boundless with superb sights just like Torc Waterfall, Ross and Dunloe Castle. For all those joy-hunters for your dynamic separate, the South West of Ireland has some of the enjoyable mountaineering, finest Mountain Strolling and Sport fishing in The european countries. The Break Resort Inn is properly repaired of transportation like train, bus, and also the next to Kerry Flight terminal. Killarney is usually a particular place to stop by if you want to check out Ireland.
The Boston Celtics have struggled at times this year. Some of those struggles have been due to injuries, but for the most part the early season struggles were due to the workhorses being out of shape. The 66-game season was sprung on the team in an instant, and there wasn't nearly enough time for the C's to get back into the gym and prepare themselves for strong start (like they had last season). Instead, perhaps with the way this season has taken place the Celtics are better fit for a late-season peak. Their defensive numbers are better since the rough start, their offensive numbers are better as well, and Paul Pierce is playing like the Paul Pierce we've all come to expect -- an All-Star. Let's take a deeper look.
The first two stats I'll throw out there I will leave open to interpretation from you, the reader.
| Appellate Judge James A. Stewart is is his Big Year of watching birding dramas; he's in a tie at one. "No prize money, but the birdseed endorsements are huge." Somehow, I opted to review a sports movie on Super Bowl Weekend. I'm writing this review around two college basketball games and, of course, the Giants and the Patriots, thus making my sports immersion complete. It's not Moneyball—the award nominee that everyone's talking about—but the less-noticed The Big Year. A comic film inspired by Mark Obmascik's nonfiction book, The Big Year follows birders as they vie to complete a Big Year, a year devoted to spotting rare birds and, perhaps, setting records. Perhaps I've started a new personal tradition… Computer programmer and bird spotter Brad Harris (Jack Black, Kung Fu Panda) has made his mind up: he's going for his Big Year, despite the disadvantage of having a full-time job and not so much money. He's going to be traveling around the country, seeking out birds—and running into competitors, who include Stu Preissler (Steve Martin, Roxanne), a CEO who's trying hard to retire, and Kenny Bostick (Owen Wilson, Shanghai Noon), who set the record for spotting the most birds in a year and wants to keep it. |
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By : C. Grisham  Submitted 2012-02-10 00:19:17 | More and more people who have never owned homes before are starting to look into buying their very own, owing to a trending significant drop in interest rates. But before you go out and look for that dream home you've always wanted, you'll need to learn a lot about what to expect and the processes you would inevitably undergo. Indeed, such a big decision entails that you at least know what you're going to be delving into; and the more you know, the less complicated the procedures will be. If you are interested in getting a home loan, you can find guides, advice, information, and even a home loan calculator. Among the pieces of home loan wisdom you can garner from the site, here are a few you should know beforehand: Home loan jargon can become really technical, so you should learn it. Since the home loan market has several various mortgage plans, each having unique features and advantages, basic jargon and technicalities like fixed and adjustable mortgage rate, FHA and VA mortgage, and others will be used quite often and in different perspectives. It would only be prudent to familiarize yourself with home loan jargon 101 as well as standard loan math—like how your mortgage rates would impact your income. Knowing about other stuff like PMI and points would also be an added advantage. |
A new report in the journal Pediatrics — the first to capture the extent of severe U.S. child abuse — reports that 4,569 children were hospitalized because of serious abuse in 2006; 300 of them died.
The hospitalization incidence was highest for children during the first year of life, at 58.2 per 100,000 children. (Higher than the rate of sudden infant death syndrome, which is believed to be about 50 per 100,000 births.)
A ketogenic weight loss program is a unique kind of diet which is really low in carbohydrates. Also, they are known as "ketosis" diets. The body is dependent upon carbohydrates, as you likely know, as an essential source of energy. They're broken down and the actual energy will be used for the daily operation of the body. You need to be careful not to lower your carbohydrate consumption too drastically, simply because with little or no supply of energy for your body it is possible to die. Therefore, it is a really good point that the body understands how to cope with the situation.
As soon as there are virtually no carbs to burn, the body changes over to using up fats instead as a key energy source. If perhaps youre following this correctly your eyes could be lighting up at this point. When youre planning to lose fat and a ketogenic diet regime tends to make your body utilize fat as a major fuel source, then surely excess fat will just burn off. Well, this is correct, nevertheless to really make it do the job you've still got to stick to the main rule that calories in must be the same as calories out.
You can find individuals that fear that a ketogenic diet regime could be unhealthy. In reality, they really are safe; the trouble appears to be that a number of men and women get mixed up relating to the words "ketoacidsosis" and "ketogenic". Essentially, the term "ketoacidosis" identifies a rather dangerous problem diabetics are affected from, where their blood sugar level swings way out of its standard boundaries. Naturally, we do not like to mix up these 2 terms. Ketosis is very natural and features some great health advantages, not merely for losing weight fast but also for avoiding health issues. Reference caralluma report.
For millions of men and women across the world, fishing is the number one way of escaping the hustle and bustle of hectic city life and the easiest way to get closer to nature. Unfortunately, most fishing fans simply don't have time to make frequent and time-consuming long trips to their favorite destinations.
Ladbrokes games is a instant casino games site, where you can enjoy all you favourite instant win games with no download. Although all the games a designed to be ready right away there is no compromise on the choice of game titles, choose from Great slot games, Lotto Games, Card Games, Arcade Games, Virtual Sports, Keno/Numbers, Hi-Lo, Scratch games, Dice Games, Quizes and also a special backgammon section.
I wear mascara every day. I bought some mascara a few months ago. It was really clumpy and when I took it off my eyelashes used to come off with it. When I realised my eyelashes were falling out I stopped using it and bought a different mascara. I was better by my eyelashes still kept falling out! I used to have really long eyelashes but now they're quite short and nasty. Will they grow back? Is there anything I can do to make them grow back faster? Thanks!
Yes, they should grow back unless you pulled them out by the roots.
Hmm, this is something I need to try out when I have some more free time:
In this article, Ill explain how to configure a Windows XP Professional computer to accept incoming VPN connections and discuss some tips on improving the remote access experience for the VPN client computer user.
Over the last few days I have been enjoying Lego Star Wars so much that I needed to post something about the game.
Normally, I am a first person shoot gamer through and through. But if you are looking for something a little different to round out your gaming collection this is a must get game.
Many women that have given birth are left with stretch marks and although this is completely natural it can severely affect a new mother's confidence levels. These stretch marks appear when the body experiences a sudden weight gain, as happens during pregnancy, and they can also appear on people that have lost a great deal of weight in a very short space of time. However they have come about though, they can be embarrassing and can make the sufferer feel as though they need to hide the affected area.
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Alan Shatter, Minister for Justice, Equality and Defence, writes on the anniversary of Irelands 10th Holocaust Day.
Allied soldiers arrived at the gates of the Auschwitz-Birkenau concentration camp 67 years ago today, 27 January 1945. It had become the largest graveyard of the Jewish people in history.
An estimated 1.1 to 1.3 million people were exterminated there, 90 per cent of them Jewish men, women and children. Others exterminated included Roma families, people with disabilities, homosexuals, prisoners of conscience and religious faith.
Nothing could prepare the camps liberators for what they witnessed in Auschwitz.
The remnants of the gas chambers and the crematoria; the mounds of bodies; the stench of death; the piles of clothes; of teeth; of childrens shoesand barely living skeletal survivors; the speaking bones who greeted their arrival. By the wars end, it was estimated that 6 million Jews had beenexterminated by the Nazi killing machine in pursuit of the objective of a Judenfrei world. If Hitler had achieved his objectives no Jewish community in Europe would have been exempt from the Nazi slaughter, not even those resident in neutral Ireland.
In Yad Vashem in Jerusalem, a map of Europe prepared by Adolf Eichmann, one of the main architects of the extermination policy, includes the estimated 4,000 members of the then Irish Jewish community targeted for extermination. Clearly, had Germany succeeded in invading Britain, our proclaimed war time neutrality would have provided no protection for the small Irish Jewish community nor presented any real barrier to a German invasion.
Click here Donate to the Be The Match Foundation.
San Francisco resident Amit Gupta was diagnosed with leukemia last fall, and he desperately needed a bone marrow transplant. Instead of just accepting his diagnosis, he decided to use his social media skills to raise his chances of finding a willing donor. Gupta, a Web entrepreneur who created the startups Photojojo and Jelly, looked for a donor with a post on Tumblr.
Common 2nd Opportunity Lender Accounts
2nd Opportunity checking accounts are constructed for everyday people who've been denied the opportunity to open up natural checking accounts as a consequence of previous banking issues or terrible credit score. The underlying factors anyone could quite possibly be denied could quite possibly change considerably, but as soon as they've been reported to an company or networks like ChexSystem this is a long difficult road to reestablishing credibility, notably in present-day economic natural environment.
Banking service fees and account minimal
Second-chance checking accounts are constructed that may help you rebuild your credibility with banking institutions. But like ordinary checking accounts, there is certainly usually a month-to-month price ranging among $8 and $30, based upon your day-to-day account balance or total assets held in the institution. In lots of situations, the minimal balance is waived should you meet the financial threshold or participate in direct deposit with deposits of at the least $250 each thirty day period. Most thresholds demand at minimal of $1000 – $1500 day-to-day balance, and in the larger close from $5000 or more. When using the advances in technology, 2nd probability banking institutions now offer elements like via the internet monthly bill fork out, direct deposit, debit cards, text alerts, via the internet and cellular banking. Regardless 2nd probability checking accounts really do not contain high quality elements like cost-free checks, debit benefits software programs, or overdraft safety.
S.O.S e - Voice For Justice - e-news weekly
Spreading the light of humanity & freedom
Editor: Nagaraja.M.R.. Vol.08..Issue.05........04/02/2012
From Greece to London; from Spain to Syria; from the occupiers in Zuccotti Park to the milling crowds at Ramlila ground - the forms are different but the anger and frustration of the people with the state of affairs is the same.
Be it the denial of human rights or economic deprivation, be it a clean system of governance or lack of transparency, be it price rise or corruption, the anger of the people is directed against those responsible for the manifold multiplication of their problems. It may be premature to draw parallels but only the nave would miss the common thread running through such movements across the globe.
Analysts, many of whom represent the interests of the establishment are busy dishing out local, regional and social explanations for this world wide unrest because they would not likes to challenge the system that has benefitted them so long.
Sooner or later the world has to recognize that at the root of this unrest lies in the unviable economic system, concentration of power and wealth in a few hands and the unabashed corporate greed.
One cannot treat a malady without finding the bug that causes the ailment. People in the more advanced western democracies have been closer to the diagnosis while in countries like India we are striking at the symptoms of the disease.
While the slogans in the west are "one per cent versus 99 per cent", "fight the rich, not their wars" and "human need, not corporate greed" the ire in India is directed against the scheming politician, the bribe taking babu or the Hawala trader with Swiss accounts.
In India the contribution of big business and the corporate world to the all prevailing corruption and social degeneration has not received the attention it deserves. Even the more 'enlightened' and 'educated' organizers and supporters of the Anna movement are silent on this issue. The western protester seems to be more aware of the reality.
The common man in India is perhaps too harassed by the day to day corruption, bribery, human rights violations etc to look beyond his nose and indentify the real culprit. In fact a section of the middle class is in awe of the corporate culture and views them as 'achievers' rather than 'usurpers'. They are willing to be fodder for the corporate machine in the false hope of being in the driver's seat sooner or later.
Their beliefs were strengthened by a corporate controlled media and entertainment industry that presented a rosy picture of the system run by them and a distorted picture of any economic system different than theirs.
Bedazzled by the glitter of wealth and extravagance; oblivious of the ugly reality that was clothed in an attractive attire of democracy and free market; the educated middle class in India has been behaving like hypnotised zombies.
The global discontent against the status quo is an indication that the zombies are coming out of the hypnotic spell. They may not be able to pin point the malady in political, social and economic terms but they are very near the mark.
The diehard supporters of the system are loath to admit this and are using all the tricks in the trade to ignore, belittle or defame this movement. One finds a striking similarity in the tactics of the critics of the occupiers and the detractors of the Anna movement.
They have been called naive, directionless and trouble makers. They have been called commies in the US and lefties in India. On their part the protesters have set up kitchens, organized medical care set up information cells and taken extreme care to prevent the protests turning violent be it the Zuccotti Park or the Ramlila ground.
Such commentators are either divorced from reality or are consciously trying to prevent the inevitable: the overthrow of an unviable, undemocratic, one sided political and economic dispensation. The weaknesses of capitalism stand exposed. It is not only a bad economic system but a poor democracy as well.
The real face of democracy is apparent from the fact that the biggest exporter of democracy is busy these days firing plastic bullets and tear gas shells on the protestors.
This what Stephen Lendman, radio host and author says about the system:
"Whoever controls the power of money has supreme power.
"The bankers in Wall Street have the power of money and literally run the government. Goldman Sachs runs the government, JPMorgan Chase, Bank of America - they run the government. This has to stop. The people in the streets across America have to understand this and demand that the power of money returns to the Congress."
Recent reports from the US have exposed the tall claims of this country on human rights and freedom to protest.
Boston Mayor Thomas Menino told the local Fox 25 News in Boston:
"Civil disobedience will not be tolerated."
Another report says:
"A new chapter in the annals of American police brutality has been written, as two Vietnam war veterans who joined Occupy Boston protests suffered injuries after being beaten by police and arrested along with some 50 other demonstrators."
The Guardian reported:
"In New York a section of Occupy Wall Street protesters are planning a "millionaires march" to wealthy Manhattan residents' homes.
"The action is being planned by UnitedNY, the Strong Economy for All Coalition, the Working Families Party, and New York Communities for Change, all of whom helped swell the largest Occupy Wall Street march so far last Wednesday".
If the 'experts' are unable to see a precursor of a class division in the "millionaires march" they are either pretending or being a bit too clever.
The Indian middle class and their largely apolitical leadership have not yet grasped the dangerous dimensions of the 'new world order'. The middle class is being rapidly pushed downwards as a result of price rise, increased cost of housing and shrinking job opportunities. The agriculture sector, an important component of Indian economy is severely affected by a slow growth.
On the other hand despite recession the number of the super rich has gone up. India has 55 billionaires, according to 2011 Forbes' list. The combined fortune of the wealthiest citizens in India was pegged at about $247 billion by Forbes, which was well above 2010 total of $222 billion.
India has been aptly called "a rich country, where poor live."
Indian rulers are ignoring the writing on the wall and are persisting with implementation of a western style economic system. And the common man is yet to realize and see the negative impact of corporate greed and power on their day to day life.
They dictate government policies; they corrupt government officials and have no hesitation in sabotaging the public sector enterprise. While they pay a pittance to their employees they fix absurd and astronomical salaries for themselves and their CEOs at the cost of shareholders. They oppose subsidy for the poor but want more for themselves in the form of SEZs, excise concessions and tax holidays.
How much they owe to the nation in the form of bank default, tax arrears, and Swiss Bank Accounts is not revealed to the nation. The tree of corruption gets its nutrition through its corporate roots. The wily politician, the bribe taking bureaucrat, the crafty middle man; they are all the front men of the corporate word.
Despite all this they are projected as image builders and flag bearers of the nation by the corporate controlled media and governments alike.
Successive governments of the "free world" have not only allowed this pathological greed for money to flourish but have actually helped it to grow into a monster that is threatening to devour the very system that created it.
This monster is not only cornering all the wealth and resources but is devouring the very fabric of society. Ethics and morality have been relegated to the background; money, money and more money is the modern mantra of success.
Gone are the days when intellectuals, poets, teachers, philosophers were the role models. The role models today are the successful and the only parameter of success is accumulation of assets or wealth for their companies.
The destruction of the value system, the deterioration of living standards, the concentration of wealth in a few hands and the blatant misuse of money as power to manipulate governments was bound to take its toll. The frustration, the anger and despair has burst out in the form of a global protest. The 99 per cent in the US are already braving plastic bullets and tear gas shells of the one per cent.
Whether the anger and frustration of the Indian 99 per cent translate into a struggle for economic equality and justice is yet to be seen. Will the Indian David be able to stand up to the corporate Goliath? Will the proponents of globalization of business in India get a taste of globalization of protest?
In the absence of a competent leadership there is always the danger of this movement losing its way.
World over there is a huge a vacuum of leadership for many reasons. The society has been systematically depoliticized by a corporate controlled media and entertainment industry. One hardly comes across a movie, a TV serial or a theater show that highlights any social issues. The emphasis is on religion, superstition and fundamentalism.
In such circumstances what type of leadership can one hope for?
The mainstream left has not just abdicated its responsibility but has covertly crossed the fence.
What is left of the left has been so demonized by the corporate controlled media that many genuine activists are avoiding the label. David stands alone with his sling broken and half the stones stolen. It is a tribute to his grit that he is still standing.
In fact the people are ahead of the leaders. Whether or not the protests evolve into a significant political force with a clear agenda or a concrete set of demands remains to be seen.
For this to happen, India needs more than anything a mass social and political movement to reassert the democratic control over the economy and the State and to effectively end the control of the corporate-driven neoliberal capitalism. The 'Occupy Wall Street' movement offers just the spark to trigger such a movement needed in India.
Will the civil society throw up a leadership that has the political maturity to indentify the genesis of the present moral, social, political and economic crisis? Will the progressive left in India rise to the occasion and grab this opportunity?
Occupy Wall Street and India's struggle against corruption have much in common, but Occupy goes much beyond ..
By Devinder Sharma
The screaming headlines provide insight into the dichotomy that prevails in our society. This newspaper reported that in Chandigarh alone (in northwest India) Rs 80-crore worth of gold ornaments and nearly 800 cars were sold on the occasion of Dhanteras. Far away in Patna, Rs 400-crore were withdrawn on the same day from ATMs. It seems buying metals on this auspicious occasion had beaten all records.
Most families consider Dhanteras to be an auspicious occasion to buy gold and silver. Unfortunately for them, the prices of these precious metals have gone through the roof in the last few months, making it difficult for many to buy even a coin of few grams. Completely unable to comprehend the reasons behind such high price-rise, many of them can be heard asking, "Why have gold prices increased so much"?
Little do they know that the unprecedented escalation in gold prices is only because of speculation in which just one per cent of the investors are raking in huge profits while 99 per cent end up paying through the nose. This in short is the essence of the slogan, 'We are the 99 per cent', that is sweeping across the continents. More than 950 cities in 82 countries have seen thousands of people streaming in to the roads, squares and the parks to protest against economic inequalities. What began as a silent sit-in by a handful of protesters in the Wall Street -- the financial capital of the world -- New York a month back, has now spread like a wildfire.
In India too, some groups, including the Communist Party, have launched of the Indian version 'Occupy Dalal Street' from Nov 4.
Well, before we follow the global trends let me take you back to the days when petrol price internationally had shot up to $ 140 a barrel. This was barely two years back in 2009, just before the world witnessed an economic meltdown. I remember even Prime Minister Manmohan Singh saying that he wasn't sure whether it was because of a slump in production or rise in demand. The fact is the stupendous rise in oil prices was not because of supply-demand constraints. It was simply because of speculation in trading. The companies which have invested in its stocks on the Wall Street try best to garner more profits.
Oil prices subsequently slumped to a low of $ 40 a barrel. From $ 140 a barrel to $ 40 a barrel certainly proves that demand had nothing to do with prices. It was all in the game of speculation.
In lot many ways Anna Hazare's movement against corruption looked similar. But while, Team Anna is crusading for the removal of graft from public life, Occupy movement goes much beyond and hits at the very foundations of the growing inequalities. Removing corruption will make available more resources for development activities, and as Swami Ramdev has been saying bringing back Rs 400 lakh crore of black money stacked abroad will make available abundant resources that can be ploughed back to fight poverty and hunger.
By Accepted.com, the premier admissions consultancy and essay editing company, that has helped applicants around the world gain admissions to over 450+ top schools since 1994. Visit Accepted.com for guidance with your law school application today.
Rugs are not widely used in warm countries, however in northern Europe and the United States, they are a basic decorating feature. Carpets and rugs give a beautiful sensation once you walk over them, primarily without footwear, and also offer interesting aesthetic possibilities. They are seamless and hence unify areas, and also can be used to mark off zones, or areas of activity. They enable flexible solutions for our interior design with the colors, textures, and finishes they are available in.
Food
Christmas in Argentina tends to creep up on you if you are used to celebrating in colder, more commercial climes. Yes, there's some gentle background music in the supermarkets. Yes, there are some ads on TV. But it's far, far less in-your-face than in Europe and North America. And this being a refreshingly laid back culture, the manic build-up certainly doesn't start in October.
A traditional Latin American Christmas is celebrated on the 24th – known as Noche Buena – not the 25th. The big meal happens after the sun starts to go down, which is another sensible move seeing as 30-degree heat and Christmas gluttony aren't ideal partners. Just like on New Year's Eve, fireworks go off left, right and centre around midnight, and the celebrations continue until the early hours of the morning. Seeing as things start later, it's straight into party mode, meaning there's a lot less time (ie none) for TV specials and charades.
However, there's plenty of time for eating.
AStev says:
It's an average kid.
War was just an abstract concept for me at that age, it didn't occur to me that it was real life and death issues. I remember around kindergarten age looking at a magazine talking about WWI and WWII and thinking to myself that I hoped a war would happen in my lifetime.
When it comes to finding the solution to the question how much does insurance cost a person must understand that there is not merely one right response to this query. The industry that provides insurance protection renders it a point to create tailored and customised coverage solutions because they know that their client-base is quite diverse. In this article, we're going to talk about some of the things that you should consider when trying to figure out your premiums.
Home Insurance
You should open the link in the colleague's laptop, if it has IE installed.
The process can vary a lot between various setups, so no accurate answer can be given.
I'm so excited that we're on the verge of Spring! Such a beautiful time! To celebrate the spring, I have added another 101 seasonal writing prompts for grades 7-10…this time, for spring. And for you, my loyal blog readers, I have included 20 free in this post!
Here is a sampling of 20 spring writing prompts from 101 Writing Prompts for Spring:
Green Energy in America
Over the past ten years, the world has pushed to make vast improvements in developing clean, safe, renewable energy. Everything from solar power to wind energy is becoming more popular than ever, which means it's also becoming easier to obtain. The first step in becoming more energy efficient is to become more aware of the different types of green energy in America:
Wodwo
What am I? Nosing here, turning leaves over
Following a faint stain on the air to the river's edge
I enter water. What am I to split
The glassy grain of water looking upward I see the bed
Of the river above me upside down very clear
What am I doing here in mid-air? Why do I find
this frog so interesting as I inspect its most secret
interior and make it my own? Do these weeds
know me and name me to each other have they
seen me before, do I fit in their world? I seem
separate from the ground and not rooted but dropped
out of nothing casually I've no threads
fastening me to anything I can go anywhere
There is one baby item that I've always wanted to try. But every time there's been a newborn in the house, I find myself sticking with the same routines and same gear I've always used.
But still, I'm completely intrigued and would love to try (if/when there's ever another baby in this house) a Kanoe Baby Hammock.
A thermometer is defined by the Merriam-Webster dictionary as an instrument for measuring temperature. It usually consists of a glass bulb attached to a fine tube of glass with a numbered scale and contains a liquid such as mercury or colored alcohol that is sealed in and rises and falls with changes in temperature. It can be used for various purposes and is essential in different fields of studies worldwide. A number of digital types of thermometers are also available for consumers to choose from and choosing the best one from all the different options can be quite difficult but is possible with a few points to remember.
When you are looking to build muscle to be bigger and stronger, Whey Protein needs to be an essential part of your training plan. It's very hard to get enough protein from typical foods and the standard "3 meals a day" routine. Smaller, more frequent meals and snacks is the best muscle building strategy. Having readily available whey protein for meal shakes and between meal snacks makes the job of getting enough daily protein much easier.
Joe Arnone is a two time Olympic Trials competitor in cycling. He writes often for ProteinCo
What does it take to be considered one of the best companies that people want to work for? You might think pay, you are wrong. Location, you are wrong, Flex hours,wrong again. So what is it that best companies do to be labeled a better place to work than the competition?
A USAToday article states: "When you inform employees on what you're doing vs. keeping them in the dark, they can understand why you've made the decisions that you've made," says Rob Salmon, NetApp executive vice president of worldwide field operations.
While management attributes such as great communication skills make a big difference, pay factors in as well.
retirement
Dr Dr. Don,
I m 64 nd out f work. I h a mortgage nd a small amount f money n n individual retirement account. I want t keep mt f th money n m IRA, bt m adviser suggests I l $10,000 nt n annuity wth a rtn company. Wht advice n give m, mt f th articles I read t stay away frm annuities? I rkn t mght b a llnt thght n m situation.
– Cathy Compounds
25/01/2012 Kurdish Authorities Confident About Region's Oil Sector
ERBIL, Iraqi Kurdistan – Over the past several years, the right to manage oil and gas deals has been a major dispute between Baghdad and the semi-autonomous Kurdistan Region which aspires to become a major global energy source with its massive oil and gas fields.
Because Iraqi officials and political observers believe oil and gas development in Iraqi Kurdistan may in the end prompt a demand for an independent state, Baghdad's reservations about Kurdistan's oil industry has political dimensions. This became clear when ExxonMobil, the world's largest oil company, signed a contract with the Kurdistan Region.
Kurdistan Region President Masoud Barzani said during a recent visit to Duhok province, "I have not met with any oil companies before, except Exxon Mobil and that is because I know the importance of its investment in the Kurdistan Region. Therefore I support them to come and invest in the fields of gas and oil in Kurdistan Region."
With Joe Paterno's passing has come a truly astounding amount of words, images, and videos honoring a man that certainly deserved such a goodbye. One Penn State alum, with a little help from his friends, has found a way to honor JoePa while helping THON at the same time.
Ralph Vuono, a 2001 graduate, made this tribute video on Saturday evening following reports of Joe's serious health condition in hopes of honoring the legendary coach. After the video's view count began to rise, Vuono found an opportunity to raise money for THON. The video's description is as follows:
We are putting the tribute video to good use. A group of PSU Alumni, friends and family have agreed to make a donation to THON in honor of Joe Paterno for every 1000 views. Please re-post and share!
